Blockchain-based O2O payment platform, GURUFIN

GURUFIN Platform is a simple O2O-based payment platform that provides users with a system that allows users to make simple payments in a variety of environments It enables free p2p transactions and remittances anywhere in the world without border restrictions.

In particular, users can secure diversity and convenience in business using prepaid cards, e-gift certificate business, and franchise merchant payment systems through point management on the platform.  GURUFIN Platform is a global payment system that enables the use of vouchers for public/public interest and the electronic money of specific companies and institutions, and enables O2O payments through web and app.

GROUFIN Project team is providing payment system and corporate banking system services in Japan and Korea with affiliates of this project based on the point payment experience, and in addition to the basic PG service, we are providing a customized payment platform services for small and medium-sized enterprises and business operators according to the customer’s requirements.


In order to successfully carry out the project, based on the achievements and experiences of Groufin Inc., a point service company, and affiliates, a payment company, the GURUFIN Project team intend to proceed with the following projects in order to provide the system required by various operators in a global e-commerce market based on simple payment using the upcoming 4th industry and 5G technology.

The GURUFIN platform is a simple payment platform where buyers and sellers directly deal with smart contracts through the blockchain-based mainnet. Buyers can trade with Coin (GURUFIN Platform Cryptocurrency) used on the GURUFIN platform.

Buyers can easily pay with QR code or bar code on O2O and receive products through the wallet provided by the GURUFIN platform, and can purchase products or exchange them for cash with points and rewards take by the use of the platform.

Sellers can sell/settlement/manage products with the Sale/Management System of the GURUFIN platform, and the paid cryptocurrency can be exchanged for cash at any time at the exchange. There is no Payment Gateway fee to be paid through payment, and user only need to pay the platform usage fee.

In addition, through the integrated point management, the points received after purchasing the product can be exchanged through partnership with other points, and can be used for purchasing the products at the GURUFIN shopping mall and other shopping mall, and in order to activate sales, GURU coins will be issued as a reward for Users who actively perform interactions on the Platform, such as buying products.

Through all these systems, various services will be provided to create a stable and scalable ecosystem of the GURUFIN platform.

The biggest feature of the GURU platform is the integrated point management system using the pay system. All sellers in the world linked to the GURU platform can issue their own points and use them as rewards, gift certificates, prepaid cards, etc., and it can be used for various uses related to the GURUFIN platform.

The core of point management is to allow points to be used in one’s own market, and to divide the value of each point and exchange it for equal points for each country and market so that they can be paid and purchased at various places of use.

The seller can issue points through the point management system and, if necessary, issue gift certificates and prepaid cards to use for their own business. In addition, you can exchange points with other vendors and pay for products through the point exchange provided by the GURUFIN platform.

GURU, which will play a key role in operating and participating in the GURUFIN platform, can be acquired through the private sales, trading on the crypto exchange and rewards for contributions to the platform. The GURU sold in the private sale will be provided as an Ethereum ERC 2.0 token, and after the development of the GURUFIN Mainnet, the ERC2.0 token will be exchanged for a new coin issued by the Mainnet.

GURU coins were issued total 100billion. 45% of total supply will be used for eco-system and 25% will be used for strategic coin swap and distribution between GURUFIN Platform and Independent Mainnet Platform. For team & advisors is 10%, for R&D and marketing are 7% and 6%, and foundation holds 5%, investors are allocated 2%.

https://gurufin.io/